The CUP Program for Independent Auto Dealers

The CUP Program for Independent Auto Dealers provides specialized coverage for small to mid-sized, rural and suburban, non-franchised auto and truck dealerships.

Program Highlights

  • Minimum Premium: $1,000
  • Maximum Deductible: $5,000
  • Garage Liability Limit: Up to $1,000,000
  • Fire Legal Liability Limit: Up to $300,000
  • Dealer's Open Lot Limit: Up to $750,000**
  • Garagekeepers: Up to $500,000**
  • New Ventures Acceptable

Eligible Classes

  • Non-Franchised Auto or Truck Dealers
  • Dealers with Service and/or Repair up to 49% of Revenues
  • Auto Wholesalers/Brokers
  • Auto Auctions

Submission Requirements

  • Independent Auto Dealer Supplemental App– Competitor Apps are Welcomed
  • 3 Years of Currently Valued Loss Runs

**Subject to location