The CUP Program for Contractors GL

The Contractors General Liability Program focuses on the small general contractor and artisan performing either commercial or residential work.

Program Highlights

• GC Minimum Premium: $1,500
• Limits up to $1M/$2M
• New Residential up to 25 Single Family Homes per Development
• Artisan Minimum Premium: $750
• No Limitation on Work Subcontracted Out
• New Ventures/Gaps in Coverage Considered

Eligible Classes

• GCs with annual receipts under $15M and project values under $3M
• Artisans with 15 or fewer employees
• Our most successful niche is the GC who subs out the majority of the work, including paper contractors
• New ventures, new construction and remodelers are all eligible
• New construction eligible- both for GCs and Artisans

Optional Coverages

• Blanket Additional Insureds Available
• Waiver of Subrogation Available
• Per Project Aggregate Program Highlights
• GC Minimum Premium: $1,500
• Limits up to $1M/$2M
• New Residential up to 25 Single Family Homes per Development
• Artisan Minimum Premium: $750
• No Limitation on Work Subcontracted Out
• New Ventures/Gaps in Coverage Considered
• Blanket Primary/Non Contributory Available
• CG 2037 Available for Commercial Projects
• Subsidence Buy-Back

Submission Requirements

• ACORD application

• Program Flier (PDF)