The CUP Program for Delivery Hired and Non-Owned Auto

The CUP Program for Delivery Hired and Non-Owned Auto is designed to provide Excess Non Owned Automobile Liability insurance coverage for small independent or single unit franchise operations offering delivery services. Coverage is intended to be excess of any other collectible insurance including the employee driver's own policy and any primary coverage.

Program Highlights:

  • Premium Starting at $3,500
  • Limits Up to $1 Million
  • Flexible Deductible Options: $1,000; $2,500; $5,000
  • Franchises May Qualify for Additional Discounts
  • Loss Free Credits
  • In-House Authority, Quick Quote Turnaround

Eligible Operations

  • Food Delivery, Including Pizza
  • Independent Limited-Service Restaurants
  • Parts Delivery
  • Florist Delivery
  • Publications Delivery

Excluded States:

DC, DE, HI, IA, LA, MA, MI, NJ, NY

Submission Requirements

  • Competitor Apps are Welcomed
  • 3 Years of Currently Valued Loss Runs