The cannabis industry is evolving and expanding as more states legalize medicinal and recreational cannabis use throughout the U.S., Cornerstone has multiple solutions for marijuana, hemp, and hashish.

Property/GL – Available in all states where medical and/or recreational cannabis is legal.

Available Coverages

  • Commercial General Liability
    • Premises Liability- Occurrence or Claims Made
    • Products/Completed Operations Liability - Claims Made only
    • Hired & Non-owned Auto, Assault & Battery, and Employee Benefits Liability
  • Commercial Property
    • Building
    • Business Personal Property-Including Stock, Property in Transit & Plants
    • Business Income
  • Equipment Breakdown
  • Workers' Compensation - available in select states

Eligible Operations

  • CBD Shops & Vape Shops
  • Producer/Grower - plant, cultivate, grow, harvest, and dry cannabis indoors, including greenhouses
  • Processor - process, compound, or convert cannabis into cannabis products, concentrates, and/or extracts, including infusion centers. Infusion centers are defined as medical marijuana infusion (or manufacturing) - a facility that incorporates medical marijuana (cannabis) by means of cooking, blending or incorporation into consumable/edible goods
  • Wholesalers - purchase quantities of cannabis from other licensed facilities and sell products to licensed retailers, processors, and/or to other wholesalers

*Pre-inspections are mandatory on all oil extraction operations.

Ineligible Operations

  • Laboratories & Research facilities
  • Oil extraction operations with less than 3 years of experience
  • Schools & Indian reservations
  • Greenhouses in wind/hail zones
  • Greenhouses not constructed of polycarbonate or impact resistant glass panels on a permanent foundation
  • Any risks that allow consumption on the premises
  • Open loop extraction systems

Submission Requirements


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