The Snow and Ice Management Contractors Program targets small to mid-size firms that specialize in this service.

Minimum Premiums starting at $5,000   |   Available in ALL STATES

Contractors General Liability - Snow Removal

Program Highlights

  • Limits up to $1MM/$2MM
  • New Ventures / No Priors considered
  • Optional coverages available
  • Subcontracted exposure is acceptable

Eligible Operations

  • Office complexes
  • Schools
  • Residential
  • Convenience stores
  • Small retail stores
  • Strip malls under 25 units
  • Condos or townhomes HOAs
  • Motels or hotels
  • Private streets/roads
  • Sub‐arterial roads streets/roads/alleyways, cul‐de‐sacs (generally a road associated with a neighborhood)
  • Industrial or warehouse complexes
  • Small freestanding businesses of a nature not listed in the ineligible section

Ineligible Operations

  • Interstate, expressway, freeway, state highway, “main” street (high volume streets)
  • Big box stores - large grocery stores, etc.
  • Hospitals
  • Stadiums
  • Assisted living facilities/nursing homes
  • Railroad exposure
  • Airport tarmac/runways
  • Snow removal from roofs

Submission Requirements